Human Capital is the accumulated value of an individual's intellect, knowledge, experience, potential and commitment that contributes to the achievement of an organization's vision and business objectives.

• Intellect - the ability of an individual to learn
  
  
• Knowledge - the knowledge/expertise that an individual brings to the table
  
  
• Experience - how an individual has put the above into practice
  
  
• Potential - what an individual can become
  
  
• Commitment - the loyalty, work ethic, and commitment to excellence that is part of an individual's character
  
  
• Vision - how an organization views themselves
  
  
• Business Objectives - how the organization will ensure the realization of their vision